Built for people who don't get paid the same every month.
PredictOS turns unpredictable income into clear answers: how long you're safe, what you can spend today, and how much to set aside for taxes.
Manual-first setup · No bank connection required · Scenario-ready from day one
Runway cockpit
Status
You're safe for 0.0 months
Based on $32,400 cash and $7,050 average monthly burn.
Safe spend
$0/day
Through the next inflow
Next risk
in ~5 weeks
Client payment due
Cash runway · next 6 months
Next 90 daysTax buffer
25%
Set aside from inflows
Scenario
−1.2 mo
If client pays late
- Runway
How long are you safe?
PredictOS turns your cash, bills, and expected income into one honest number — the months you can keep going. It updates the moment anything moves.
4.6months safeOn track - Safe spend
What can you spend today?
Get a single daily number that accounts for taxes, fixed costs, and the inflows you're counting on. Spend with confidence instead of guesswork.
$43/day
Today's safe spend
- Scenarios
What changes your runway?
Test a late invoice, a new hire, or a delayed launch in seconds. See exactly how each move shifts your danger date before you commit.
If invoice slips 10 days
4.6 mo3.2 mo
The problem
Your income is unpredictable. Your bills aren't.
Money arrives in clumps. Bills land on the calendar. Most apps assume a steady paycheck — PredictOS is built for the gap between them.
How it works
Six modules. One picture of your money.
Cash on hand
$32,400
Personal + business
Income next 30d
$11,400
3 sources
Runway
4.6 mo
Updated just now
Scenarios
See the move before you make it.
Before
4.6months runway
On track today
After delay
3.1months runway
Tighter — still recoverable
You still have time. A short follow-up email this week protects your runway. PredictOS won't alarm you — it'll just show you the next calm move.
$43/day
Today's safe spend number. Recalculates every time something changes — a new bill, a delayed invoice, an unexpected payout.
What PredictOS tells you
Plain-language answers, not dashboards to interpret.
Insight · 01
"You're safe for 4.6 months. The next helpful move is to confirm the client payment due next week."
Insight · 02
"If that invoice arrives 10 days late, your danger date moves from March 14 to February 28."
Insight · 03
"Set aside $1,240 from this payment for taxes. That leaves $2,960 spendable."
Plans
Three runway stages. Start free.
Upgrade when your money gets more complicated — not before.
First runway
Free
For trying PredictOS and building your first manual runway plan.
$0/forever
Start free- 1 workspace
- Manual cash and expense inputs
- Guided starter plan you can clear in one click
- Personal runway calculation
- Basic safe spending number
Full clarity
Solo
For freelancers, creators, consultants, and solo founders managing irregular income.
$12/mo
Start Solo- Unlimited income items
- Unlimited expense items
- Personal + business runway
- Advanced safe spend calculations
- Tax buffer planning
Multi-stream control
Studio
For small agencies, creator teams, and operators managing multiple money streams.
$29/mo
Start Studio- Multiple workspaces
- Team member seats
- Role-based workspace structure
- Multiple runway plans
- Advanced scenario comparisons
Your income. Predicted.
Stop guessing how long you're safe. Start your first runway in under five minutes.